Navigating the credit card rewards options can be daunting with so many choices available, each offering different offers, benefits, and advantages. We have streamlined the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always aware if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Online
- Wireless transactions
- Dining
- International payments
- Miscellaneous expenses
This information helps us identify your spending patterns and recommend the most suitable group of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We maintain an updated database of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also suggest options for further optimization such as only filtering cards by banks or no-fee options for the first year.
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**Continuous Monitoring and Recommendations**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your spending and alerts you of changes needed in your card portfolio to boost your benefit accrual. This proactive method ensures you always have the optimal selection to maximize your rewards and benefits.
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