Exploring the credit card rewards landscape can be confusing with so many alternatives available, each offering different rewards, incentives, and perks. We've optimized the process to help you get started in less than 5 minutes, with continuous monitoring so that you are always aware if there are improved choices for you.
**Analysing Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Digital payments
- Tap-and-go
- Restaurant spending
- Overseas spending
- Miscellaneous expenses
This information helps us better understand your spending patterns and determine the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also suggest options for further optimization such as only filtering cards by banks or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your expenses and notifies you of changes to optimize your setup to enhance your benefit accrual. This dynamic approach ensures you always have the optimal selection to achieve the highest returns.
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