Understanding the credit card rewards arena can be confusing with so many choices available, each offering different miles, cashback, and bonuses. We have streamlined the process to help you get started in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
Endowus vs. Syfe: Which Digital Wealth Platform is Better for Young Investors in Singapore?
- Online
- Tap-and-go
- Restaurant spending
- International payments
- General Spend
This information helps us better understand your spending patterns and determine the optimal collection of credit cards based on your spend.
===
**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only looking at cards from specific banks or cards with no required first-year annual fee.
===
SingLife Interest vs. Traditional Savings Accounts: Which Offers Better Returns?
**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes to optimize your setup to enhance your benefit accrual. This proactive method ensures you always have the ideal set of cards to gain the most advantages.
===