Navigating the credit card rewards arena can be confusing with so many selections available, each offering different rewards, incentives, and perks. We have streamlined the process to help you get started in less than 5 minutes, with ongoing monitoring so that you are always informed if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
Nikko AM STI ETF vs SPY/VOO: Which ETF is Better for Young Singaporean Investors?
- Online
- Wireless transactions
- Restaurant spending
- Overseas spending
- General Spend
This information helps us identify your spending patterns and recommend the optimal collection of credit cards based on your spend.
===
**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our database of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We ensure our database is current of credit card offers from all leading banks and providers in Singapore, including reward and discount cards as well as Enrollment Offers.
We also suggest options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
===
How to Get Your Credit Card Annual Fee Waived: A Step-by-Step Guide
**Ongoing Updates and Suggestions**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your spending and alerts you of changes needed in your card portfolio to boost your miles earned. This proactive method ensures you always have the best credit card portfolio to gain the most advantages.
===